Welcome
Non-Owner-Occupied Investor Loans
Non-QM & DSCR loans for investors.
Qualify based on rental income — not tax returns.
LLCs and short-term rentals allowed.
Why Investors Choose GRT NonQM
Flexible Non-QM loan options designed for non-owner-occupied real estate investors.
DSCR / Rental Cash Flow Loans – Qualify based on rental income, not personal income. Ideal for long- and short-term rentals. No tax returns. LLCs allowed. Purchase, refinance, or cash-out.
Bank Statement Investor Loans – Designed for self-employed investors with strong cash flow. Use 12 or 24 months of bank statements. No W-2s required. Personal or entity ownership.
Asset-Based / Investor Loans – Financing based on assets and property performance. Flexible documentation for complex, portfolio, and multi-property scenarios.