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Non-QM Loans
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APPLY NOW FOR INVESTOR NON-QM LOANS

✔ Investor & Self-Employed Friendly Financing

 

We provide Non-QM financing solutions designed for real estate investors and self-employed borrowers purchasing or refinancing non-owner-occupied properties.

Our programs support short-term rentals, condotels, and long-term investment properties with flexible qualification options beyond traditional loans.

APPLY NOW FOR INVESTOR NON-QM LOANS

✔ Condotel & Short-Term Rental Financing

 

Condotel financing is available for hotel-style or resort-managed condominium properties used as short-term rentals.

Program highlights may include:

  • Up to 75% LTV for purchases
     
  • Up to 65% LTV for cash-out refinances
     
  • Minimum 600 FICO (program dependent)
     
  • Loan amounts up to $4,000,000
     
  • No minimum square footage requirements
     
  • Non-owner-occupied only
     
  • Resort, Airbnb, and daily rentals allowed
     
  • DSCR, alternative documentation, or full-doc options
     
  • LLC or corporate vesting allowed

APPLY NOW FOR INVESTOR NON-QM LOANS

✔ Fast Answers & Flexible Documentation

 

We specialize in business-purpose Non-QM investor loans, offering alternatives to traditional income verification.

Depending on the program, qualification may be based on:

  • Rental income (DSCR)
     
  • Bank statements
     
  • Profit & Loss statements
     
  • Asset-based qualification (ATR-in-Full)
     

Tax returns are not required for many programs.

✔ Why Investors Choose GRT Non-QM Loans

 

  • Loan amounts from $100,000 to $10,000,000
     
  • Fast pre-qualification (often within 24–48 hours)
     
  • Designed for non-owner-occupied investment properties
     
  • Interest-only options available on select programs
     
  • Close in LLC or personal name

👉 Get Pre-Qualified

Copyright © 2025 GRT Non-QM Loans - All Rights Reserved.

  

Dylan Jerrold Rowley

Associate Broker

Cell: 619-993-1467

NMLS: 336849

DRE: 01425465

OMNI-FUND

NMLS:4869

DRE: 1430833

 Business-purpose loans only. All loans subject to underwriting and program guidelines. Not all applicants will qualify. 

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