CONDOTEL / SHORT-TERM RENTAL INVESTOR LOANS

Condotel financing provides flexible lending solutions for real estate investors aiming to generate short-term rental income through hotel-style or resort-managed condominium properties. We offer non-QM loans featuring a maximum 75% LTV for purchases, a maximum 65% LTV for cash-out refinance, and a minimum 600 FICO score. Loan amounts can reach up to $4M with no minimum square footage requirement. This financing is exclusively for non-owner-occupied properties, allowing for up to 103% LPC in accordance with program guidelines. Resort, Airbnb, and daily rentals are permitted, making it an excellent choice for self-employed loans. We accommodate full documentation, alternative documentation, or DSCR qualification, and allow LLC or corporate vesting. flexible lending solutions

non-QM loans

self-employed loans